Fighting Back Against Insurers That Act In Bad Faith
Insurance coverage is a background issue for most people most of the time. We pay the premiums and do not really think about it until some issue arises where we need the help.
Unfortunately, it is at just such moments when we may be forced to remember that our insurance companies are for-profit businesses, which are more concerned with profits than our individual issues.
Too often, after an accident or some sort of mishap that represents a valid claim, insurance companies engage in bad faith by trying to delay, minimize or deny the claim. Your insurance company might have even accused you of insurance fraud.
If they don’t have to pay the full value of your claim, that’s money in the bank for them.
Your Insurance Policy Is An Enforceable Contract
In Michigan, individuals are able to pursue action against insurance companies who have dealt with them unfairly by pursuing lawsuits for breach of contract. An insurance policy is a legally binding contract that provides both you and your insurer with rights and responsibilities. We can help you take action to ensure your insurance company lives up to its obligations.
We help people with difficulties with all manner of insurance policies, including:
- Auto insurance
- Homeowners insurance
- Health insurance
- Life insurance
- Disability insurance
- Workers’ compensation insurance
- Business liability insurance
- General liability insurance
Committed To Protecting My Clients’ Rights
At El Kodssi Law Firm in Dearborn, we are dedicated to helping level the playing field when your insurance company does not provide the compensation it owes under the terms of a policy. We have extensive experience in creating highly effective cases that can hold insurance companies accountable for any failures to perform according to policy.
Your insurance company is obligated to:
- Provide the coverage detailed in your policy
- Treat policyholders fairly
- Treat policyholders’ interests as equivalent to its own interests
Has your claim been denied or minimized?
Was your claim underpaid?
Were the terms of your policy misrepresented?
Did your insurance company fail to completely investigate or defend you against liability?
Have you been accused of insurance fraud?
Seek justice and fair compensation for the damages the insurance company has failed to cover or the damages they have caused.