Helping You File Chapter 13 Bankruptcy In Michigan

If the current economy has put a strain on your finances, you may be having a hard time making ends meet financially. Unexpected circumstances, such as a job layoff, medical problems or divorce, can disrupt the financial stability of a family that was once doing okay.

Regardless of the reasons for your debt concern, working with a lawyer can help. At El Kodssi Law Firm, our attorneys help clients throughout Dearborn and Southeast Michigan find debt relief by filing for Chapter 13 bankruptcy. Contact our firm by email or call 313-406-8935 to schedule your free initial consultation.

What Is Chapter 13 Bankruptcy?

Chapter 13 bankruptcy is sometimes called wage earners’ bankruptcy or reorganization bankruptcy. By filing Chapter 13 bankruptcy, you are essentially telling your creditors that you do not have the ability to pay your debts immediately, but that you have a source of income and will continue making payments towards your debt.

Chapter 13 bankruptcy may be the best way to address your debt if you do not qualify for Chapter 7 bankruptcy. In order to file Chapter 13 bankruptcy, you must work with an attorney to prepare a payment plan. If you make your payments throughout the payment period (typically 3-5 years), any debt remaining at the end will be discharged.

Schedule Your Free Consultation

Filing for Chapter 13 bankruptcy allows you to keep your house and all your assets, and it stops creditor harassment and all collections efforts. When you contact our firm, we will take the time to answer all your questions and give you the legal counsel you need. Schedule your free initial consultation by contacting us online or by calling 313-406-8935.